Education planning for the people you love
Education funding is both a gift and a strategy. Our advisors can help you plan for tuition, timing, taxes, cash flow, and the family priorities competing for the same dollars.
Give education goals a smarter funding strategy
Savvy helps families plan for education in a way that respects both ambition and the rest of the balance sheet.
Realistic cost projections
Your advisor can help estimate tuition, housing, inflation, graduate school, and timing assumptions.
Tax-aware savings vehicles
529 plans and other strategies can help fund education efficiently when matched to the right goals and time horizon.
Family cash flow coordination
Education should be planned alongside retirement, taxes, investments, debt, gifting, and emergency reserves.
How education planning works
The process turns a big future expense into a set of manageable choices around timing, savings, investments, and tradeoffs.
Estimate the funding need
Your advisor helps model tuition, inflation, timing, and how much of the cost you want to cover.
Choose the funding strategy
The plan can evaluate 529 plans, taxable accounts, custodial accounts, cash flow, gifts, and financial aid implications.
Review and adapt
As costs, schools, markets, and family finances change, your advisor can help adjust contributions and investment strategy.
What you get with a Savvy advisor
Personal guidance with more attention
Savvy handles the operational lift behind the scenes so your advisor can stay focused on your goals, your questions, and the decisions that matter.
70%
More time focused on you
Most financial advisors aren’t legally required to act in your best interest. Savvy Advisors are.
Your advisor is a fiduciary
Many advisors are tied to product incentives, sales targets, or firm priorities. Your advisor is different. As an independent fiduciary, they are required to put your best interest first and give advice shaped around what is genuinely right for you.
Backed by institutional-grade intelligence
Behind your advisor sits an in-house investment team, a direct line to Savvy's Chief Investment Officer, and the best-in-class technology that makes it all run.
18% higher relative return compared to the S&P 500 in 2025*
*Savvy Total Portfolios All Equity vs S&P 500. Relative return refers to the percentage increase between percentages
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Build an education plan with the full picture in mind
A Savvy advisor can help you fund education in a way that supports the next generation and the plan you need today.
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FAQ
A 529 plan is a tax-advantaged education savings account that can be used for qualified education expenses. Rules and benefits vary by state and account type.
A 529 plan is a tax-advantaged education savings account that can be used for qualified education expenses. Rules and benefits vary by state and account type.
It depends on the type of school, years until enrollment, expected inflation, financial aid, scholarships, family contributions, and how much of the cost you want to cover.
Yes. Grandparents can contribute in different ways, including gifts or 529 plan funding. The best approach depends on taxes, estate goals, financial aid considerations, and family preferences.
Both matter, but retirement funding often needs to remain a priority because students have more funding options than retirees. A personalized plan can help balance both goals.
Depending on the account and rules, 529 funds may be used for certain qualified education expenses beyond traditional four-year college. Review current rules with your advisor and tax professional.