Eagle, ID
Derek Williams
Hi 👋🏼 I’m Derek. I focus on aligning clients' finances with their values. I craft thoughtful strategies designed to enhance both their personal and financial well-being. My goal is to build a sense of family across all of my client relationships, by genuinely caring for each and their investments.
Many of my clients tend to hold charitable giving as an important principle while navigating their investment strategies. With my background in professional and personal investments with charities, I am passionate about guiding my clients to best achieve their financial goals that align with their personal values.
Derek
’s team
Savvy Investment Team
Erica Luchetti
Erica Luchetti, a Senior Client Service Associate, offers over 15 years of experience in operations and client service within the financial, music, and automotive industries. Her career began as a temporary receptionist in financial services, where her adaptability secured a permanent assistant role, igniting her professional growth. Erica excels at supporting financial advisors by overseeing daily operations, promptly addressing client needs, managing onboarding and account transfers, executing investment transactions, and ensuring accurate data. She collaborates seamlessly with external professionals, such as custodians, CPAs, and estate attorneys, while upholding rigorous compliance with policies and regulations. Driven by a passion for exceptional client experiences, Erica seeks to optimize workflows and cultivates trusted relationships. Beyond work, she treasures family moments, adores animals, dives into books, enjoys live music, and recharges by the water in the sunlight, maintaining her vibrant energy.
What I enjoy most about working with my clients is supporting them through life’s significant financial decisions. Helping them navigate key moments and knowing I’ve contributed to their financial well-being and future success.
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MINIMIZING YOUR TAX BURDEN
Legacy & Charitable Planning
Whether it’s transferring assets to kids or grandkids, or maximizing your charitable donations, we have the expertise with complex strategies surrounding wealth transfer.
DREAMS INTO ACTIONABLE PLANS
Retirement Planning
Transition into your golden years with confidence. Our goal is to see to it that you’re prepared for the unpredictable. Let us turn your retirement dreams into actionable plans.
STRIVING TO MINIMIZE YOUR TAX BURDEN
Tax optimization
We aim to take the ambiguity out of tax planning by utilizing tax-reducing strategies that encompass your overall tax liability. We do it by putting together a game plan that is specific to your needs.
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Get to know
Derek
Derek approaches his work in financial services with a focus on trust and believes in a strong work ethic. He is deeply committed to each client and strives to build a sense of personal connection as he supports their journey to success. His mission is to help clients achieve their financial goals.
Prior to joining Savvy, Derek served as a founding partner and financial representative at True Harvest Private Wealth. Before True Harvest, Derek worked in insurance and investments as a financial representative at Country Financial for 15 years. Additionally, Derek holds the Chartered Financial Consultant® designation, along with a Bachelor of Science in Business Management and Human Resources Management from Portland State University.
Outside of his professional life, Derek contributes to various charities, and enjoys his role as a full time dad alongside being a financial advisor. In his free time, Derek plays sports such as snowboarding, soccer, flag football, and any adventurous pursuits he can enjoy with his family. Originally from Portland, Oregon, Derek now lives in Eagle, Idaho, with his wife, Heidi, and their three children.
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How did you become a financial advisor?
After obtaining my Bachelor of Science degree in business management and human resources management from Portland State University, I was searching for a career that could leverage my degree in business and my proactive skillset in a relationship centric business. At the age of 24, I took an opportunity at an insurance and investments firm, using that as the foundation for my career as a financial advisor and have continued to build upon it ever since.
What types of clients do you work with?
In my career, I’ve helped clients navigate the complex world of investing in an array of fields. The majority of my clients tend to fall within the philanthropic business owner space or retirees, either recently retired or preparing to retire soon.
What areas of expertise do you have?
With my background in business exit planning and charitable giving, I focus on tax-efficiency with investment vehicles and implementing unique strategies on how to exit a business for my clients.
What kinds of strategies do you help clients with?
I assist clients with a variety of strategies centered around tax efficiency. Through my unique approach, I offer clients four tailored options as a foundation for crafting a personalized strategy that aligns with their specific needs and goals.
What is your favorite part of working with clients?
What I enjoy most about working with my clients is supporting them through life’s significant financial decisions. Helping them navigate key moments, making informed choices and knowing I’ve contributed to their financial well-being and future success motivates me every day.
What is it like partnering with Savvy?
Partnering with Savvy provides access to a sophisticated team with innovative thinking, and ultimately has been a game-changer for me. Their ability to think outside the box and consistently deliver on commitments aligns seamlessly with my approach to client service. By leveraging their expertise and forward-thinking strategies, I’m able to provide my clients with tailored solutions and a level of trust and reliability that I believe truly sets us apart.
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Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials. Savvy Advisors is an investment advisor registered with the Securities and Exchange Commission (“SEC”). True Harvest Private Wealth is used as a marketing name only and is not separately registered. All advisory services are offered through Savvy Advisors.
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