Alex Duncan

I earned my degree in economics with the intention of working in wealth management, but my career initially took me in a different direction. I spent 15 years in medical device sales and leadership before making the transition into financial planning four years ago and launching Duncan Wealth Management.

During my medical device career, I dealt firsthand with many of the financial decisions my clients face today. I participated in an ESPP, received RSUs, exercised stock options, and experienced the tax and diversification decisions that come with accumulating company stock.

Those experiences played an important role in my decision to become an advisor. I wanted to work with people from the medical device and pharmaceutical industries who were navigating the same kinds of questions I had faced throughout my career.

My work focuses on comprehensive financial planning, investment management, early retirement planning, and stock-based compensation.

I frequently work with RSUs, stock options, and employee stock purchase plans. Because these benefits can affect taxes, investment concentration, cash flow, and retirement planning at the same time, I believe it is important to evaluate them as part of the broader financial picture rather than as separate decisions.

I primarily work with medical device and pharmaceutical professionals, from sales representatives to CEOs.

These professionals often have financial lives that include variable compensation, high tax brackets, company stock, RSUs, stock options, ESPPs, and important career decisions. I help them understand how those pieces fit together and how decisions made during their careers can affect longer-term goals such as early retirement.

I help clients create flexible financial plans that can adapt as their careers, compensation, and priorities change.

For medical device and pharmaceutical professionals, that can include evaluating when to exercise or sell company stock, planning around RSUs and ESPPs, managing investment concentration, considering tax implications, and determining how those decisions affect goals such as early retirement.

Rather than looking at each decision in isolation, I help clients understand how the different parts of their financial lives interact.

I spent 15 years working in the medical device industry, so I have firsthand experience with many of the situations my clients face.

I have personally dealt with RSUs, incentive stock options, an employee stock purchase plan, variable compensation, and concentrated company stock. I have also experienced how decisions around taxes and holding company stock can have meaningful financial consequences.

That background helps me understand both the financial questions and the career context behind them. My goal is to create a plan around the realities of a client's compensation, career, priorities, and long-term goals.

My favorite part is helping take some of the weight of financial decision-making off a client's shoulders.

When we put a clear plan in place, clients can better understand where they stand, what decisions need their attention, and how those choices connect to their goals. That can allow them to spend more of their time and energy on other priorities, whether that means being with their family, advancing their career, or pursuing something else that matters to them.

The combination of Savvy's team and technology allows me to spend more of my time working directly with clients.

There is significant support behind the scenes, from administrative work to investment analysis and management to marketing. Having those resources available allows me to spend less time on operational tasks and more time helping clients work through the financial decisions that matter to them.