Joshua Sievers
Hi, I'm Joshua.
I help individuals and families preparing for retirement build thoughtful financial strategies that focus on tax planning, retirement income, and long-term financial confidence. My goal is to help clients move beyond simply growing their investments by creating coordinated plans that support the lifestyle they've worked hard to achieve.
My planning philosophy centers on helping clients understand how taxes, retirement income, healthcare costs, and long-term planning all work together. By taking a comprehensive approach, I help clients make informed decisions throughout every stage of retirement.
Fort Wayne, IN
"I believe retirement isn't just about building wealth. It's about creating a thoughtful plan that helps you keep more of what you've earned and turn your savings into lasting retirement income."
How can I help?
Retirement Planning
Tax Optimization
We aim to take the ambiguity out of tax planning by utilizing tax-reducing strategies that encompass your overall tax liability. We do it by putting together a game plan that is specific to your needs.
Financial Planning & Analysis
Personalized wealth management helps our clients protect their assets. We use a holistic approach to financial planning that integrates tax strategy, trust & estate planning, and risk management.
Income Planning
Understand your income with an annual plan showing where cash flow is generated, and why. This weaves together Restricted Stock Units (RSU) flows, stock option exercises, long-term capital gains, Roth Conversions, etc.
Get to know Joshua
Joshua Sievers is an Investment Advisor Representative with eight years of experience helping individuals prepare for and navigate retirement. His career began in the insurance industry, where he specialized in Medicare transitions. Through those conversations, he recognized that many retirees needed more than insurance guidance. They needed coordinated financial planning that connected taxes, retirement income, healthcare decisions, and long-term financial goals.
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Today, Joshua focuses on retirement distribution planning and tax-aware financial strategies. He works with clients to develop multi-year Roth conversion plans, evaluate retirement tax considerations such as IRMAA and NIIT, and build retirement income strategies designed to support financial independence throughout retirement.
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His planning philosophy follows four guiding principles: Synthesize, Optimize, Integrate, and Live. By bringing every aspect of a client's financial life together, Joshua helps create coordinated strategies that align retirement income, taxes, healthcare planning, and long-term objectives.
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Joshua holds the Wealth Management Certified Professional (WMCPÂź) and Certified in Long-Term Care (CLTCÂź) designations and is currently pursuing his Certified Financial Plannerâą (CFPÂź) designation.
After serving in the military and later working in high-tech manufacturing management, I found myself drawn to financial planning because it combined strategic thinking with the opportunity to help people achieve meaningful goals. Throughout my career, planning and solving complex challenges were always central responsibilities, so becoming a financial advisor felt like a natural next step. Today, I enjoy helping clients organize their financial lives and prepare for the future with confidence.
My work centers on retirement income planning, estate planning coordination, legacy planning, charitable giving strategies, risk management, and comprehensive financial planning. I enjoy helping clients understand how these areas work together so they can make informed financial decisions that support both their families and their long-term goals.
I work with individuals, families, and business owners from many different financial backgrounds. While I often assist high-net-worth individuals and business owners with more complex planning needs, I also enjoy helping anyone who values professional financial guidance. Many of my clients are looking to coordinate retirement planning, estate planning, charitable giving, and tax-aware investment strategies into one comprehensive financial plan.
I focus on tax planning and optimization because they are crucial aspects to consider when managing your finances. By strategizing efficient ways to minimize tax liabilities and maximize savings, my clients can plan for the future. Additionally, I also help clients with retirement planning, Investment management, and cash flow planning because they are essential for maintaining a healthy financial balance.
I frequently help clients build retirement income strategies, coordinate estate planning with attorneys and tax professionals, develop tax-aware investment approaches, and create charitable giving strategies. Every financial plan is tailored to the client's priorities, helping ensure each part of the plan works together toward their overall objectives.
My practice is rooted in faith, relationships, and serving others. I believe financial guidance should be accessible to people who genuinely want to improve their financial lives and make a positive impact on their families, churches, and communities. I focus on building long-term relationships while helping clients understand the reasoning behind the financial decisions they make.
The most rewarding part of my work is seeing the results years later. Whether it's watching a client retire, helping them send children to college, or seeing them make meaningful charitable contributions, it's incredibly fulfilling to know that thoughtful planning has helped them accomplish what matters most to them.
I appreciate the independence to serve clients in the way I believe is most effective while having the support of a forward-thinking organization. Savvy's technology, operational support, and collaborative environment allow me to spend more time focused on clients instead of administrative responsibilities, creating a better experience for everyone involved.
Book a 30-min introductory call with Joshua.
Meet and greet. Get to know each other and learn about the benefits of wealth management through Savvy.
Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials.
