Mike Smith, CEPA®
Hi! I’m Mike Smith, a Wealth Manager and Certified Exit Planning Advisor (CEPA®) passionate about helping families build wealth. A retired Army National Guard officer with 20+ years of service and 25+ years in the financial industry, I built my firm, FLEX Wealth Management, on the values I’ve carried through both careers: selfless service, doing the right thing at all times, and treating every client like family. FLEX stands for Family, Legacy, and EXperience — the pillars I use to help pre-retirees and business owners protect what they’ve built and leave the legacy they want. I prioritize diversification across portfolios and income streams, and I’m a firm believer in consistent, honest communication through the good times and the hard ones.
Louisville, Kentucky
“When we bring on a new client, we say ‘welcome to the family’ — and we mean it. As a retired Army officer and a Christian, service is simply in my nature. I stay in close communication with my clients so they’re never in the dark, and I’m there for them through the tough times as well as the good.”
Our Team
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FLEX Wealth Management is the practice we built over nearly three decades in this business. The name is a promise about how every client is served — and it comes straight from Mike’s story as a financial advisor and a retired Army officer.
The three pillars
Key Small Business Considerations
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How can I help?
Financial Planning & Analysis
Succession Planning
Retirement Planning
Monthly recaps on financial markets. Stay in the loop with Mike.
Get to know Mike
Mike Smith, CEPA® is a Wealth Manager and Certified Exit Planning Advisor (CEPA®) specializing in financial, retirement income, and business succession planning. Service has defined his life on two fronts: over 20 years in the Army National Guard, from which he retired as an officer, and over 25 years guiding families through their financial lives.
Mike had an unconventional start. After college he joined an office furniture company, where he learned how a small business actually runs — sales, customer service, purchasing, and managing people. That experience gave him the itch to build and run something of his own, and a long-standing interest in investing led him to become a financial advisor in 1997.
After two decades advising clients, he founded his own firm, FLEX Wealth Management. Shaped by his faith and his military service, FLEX stands for Family, Legacy, and EXperience.
Mike is deeply rooted in his community — he has been an active member of BNI for most of his career and is involved with charities including the Ronald McDonald House and the Leukemia & Lymphoma Society.
After college I worked at an office furniture company and learned how a small business really runs — sales, customer service, purchasing, managing people. I wanted to own and run something myself, and I’d always been drawn to the investment world, so I became an advisor in 1997. Alongside that career I served 24 years in the Army National Guard, and that service-first mindset is still the foundation of how I work with clients today.
I primarily work with pre-retirees and business owners, along with professionals and families — often people who value straightforward, disciplined financial guidance.
I specialize in financial planning, retirement income planning, and business succession planning.
I prioritize diversification for my clients across their portfolio, income streams and beyond.
Being a retired Army officer and a Christian, I pride myself on a caring attitude, consistent service, and clear communication. We treat clients like family — in fact, we welcome new clients “into the family.” I stay in close communication, especially through major transitions, helping people through the tough times as well as the good.
More than anything, I enjoy being able to help them. It means a lot that I can give them direction and peace of mind to know that they’re working with someone that’s looking out for them.
I’ve been amazed by the “how can we help?” attitude of Savvy. There's incredible humility and professionalism across the entire operation, and I’m excited to make an impact with the team.
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Mike Smith is an investment adviser representative with Savvy Advisors, Inc. (“Savvy Advisors”). Savvy Advisors is an SEC registered investment advisor. FLEX Wealth Management is a business name used for marketing purposes and is not under common ownership or control with Savvy Advisors, nor is FLEX Wealth Management separately registered as an investment advisor.
Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials.
