Financial Planning & Investment Management for P&G Employees
Our approach is bespoke, meticulous, and unwaveringly client-first. We sidestep the fleeting "can't miss" investments in favor of a goals-based strategy tailored to your life situation. From our first Discovery Meeting to the ongoing evolution of your portfolio, we're here to ensure your investment plan is both dynamic and resilient.
Meet Brad
Having originally built an 8+ year career himself at P&G spanning process design to process management, Brad later transitioned to the financial sector after finding a deep-rooted passion for investing and personal financial planning. His academic achievements in mechanical engineering from the University of Tennessee, combined with his business acumen, form the foundation of his unique approach to financial advice
Financial Services for
Employees of
P&G employees require the care of first-hand experience. Whether it's optimizing retirement plans, making strategic stock compensation decisions, or ensuring tax-efficient wealth growth, Savvy brings a comprehensive and customized approach that truly understands P&G's competitive benefits package. Expert guidance includes:
Base Salary Optimization
Navigate the nuances of P&G's salary benchmarks to ensure your earnings are aligned with your financial goals.
Bonus Maximization
Leverage the STAR bonus program to enhance your investment strategy and overall financial well-being.
Retirement Planning Excellence
Tailor your 401k and profit-sharing contributions to capitalize on P&G's generous offerings.
Strategic Stock Compensation
Make informed decisions regarding RSUs and stock options to balance immediate needs with long-term ambitions.
Financial Education
Utilize P&G's seminars and workshops to build a robust knowledge base, empowering you to make confident financial decisions.
Comprehensive Insurance Planning
Ensure your family's security with tailored advice on health, disability, and life insurance benefits.
Strategic Leveraging of Additional Benefits
From childcare assistance to flexible work arrangements, optimize the full spectrum of P&G's benefits to support your lifestyle.
Developing your plan
from vision to action
From the initial discovery meeting to the ongoing management of your assets, Savvy is committed to delivering strategies that reflect your personal vision of success.
Discovery
Meeting
Investment Strategy
In Person meeting
Strategy execution
Investment Strategy re-evaluation
Annual Review: Portfolio & Values
Ongoing monitoring
Wealth Planning Calendar
for P&G Employees
Earning Dates
Savings Plan Contribution Reset
Tax Planning
PG Dividend Payment Dates
Long-Term Incentive Program Awards
Tax Filing Preparation
Earning Dates
Tax Filing Preparation
PG Dividend Payment Dates
End of Fiscal Year: June 30th
Earning Dates
Annual PST Contribution
PG Dividend Payment Dates
Long-Term Incentive Program Awards
STAR Award
STAR Award
Earnings Dates
Benefits Open Enrollment
Long-Term Incentive Program Awards
PG Dividend Payment Dates
Benefits Open Enrollment
STAR Award
Tax Planning
Quarterly earnings released.
Ex-dividend dates fall in these months
Election emails released, with information regarding balance between restricted stock units and stock options.
Chosen LTIP Awards are granted.
At the turn of the calendar year, employees who maxed out their savings plan for the year prior may contribute again.
Consider outside IRA funding annually.
Examine withholdings from prior year and adjust as needed.
Consider charitable donations for calendar year.
Consider Traditional vs. Roth funding.
End-of year tax loss harvesting.
PG’s quarterly dividend payment dates.
Employees are notified of STAR award multiplier.
STAR awards are granted; Paid in cash or granted as stock options.
Employees elect cash or options.
P&G makes it’s annual contribution of stock to employee’s PST Plan. Consider diversification options at this point annually once eligible at age 50.
Tax filing preparation.
Gather necessary documentation for annual filing
Review final return with wealth advisor.
Review benefits guide and discuss with wealth advisor.
Update elections.
Consider fringe benefits such as ARAG Legal Plan.
Get to know Brad
Brad is a CERTIFIED FINANCIAL PLANNER™ who specializes in assisting Procter & Gamble (P&G) employees and retirees with their financial planning needs. With expertise in tax strategies, charitable giving, stock options, estate planning, and income management, Brad provides tailored guidance to help clients navigate the complexities of their compensation packages. His unique perspective as a former P&G employee and a member of a multi-generational P&G family enables him to empathize with clients’ challenges and decisions. He holds both a bachelor's and a master's degree in Mechanical Engineering from the University of Tennessee, where he graduated with honors. Brad met his wife, Jenny, at P&G, where she worked in marketing for 12 years. They live in Madeira, OH, with their four children and two dogs.
Outside of work, Brad and Jenny are passionate cyclists and enjoy traveling with their family. They also love skiing—snow in winter and water in summer—and actively participate in their local church, Crossroads. This blend of personal and professional experience makes Brad a trusted resource for P&G employees seeking to secure their financial futures.
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Get to know Nate
Nate is a Certified Financial Planner® and Wealth Advisor with nearly a decade of industry experience. His introduction to the world of financial advice began early in college at the University of Cincinnati through internships, where he discovered his passion and desire to work with families to achieve the retirements that they have worked so hard for.
Throughout his career, he has had the opportunity to work with many employees from Procter & Gamble, and have developed expertise helping clients with distribution strategies, options analysis & planning, and income planning in retirement.
Nate lives in Cincinnati in the Hyde Park area with his wife, Abby. In his time away from work, he enjoys running, cycling, tennis, and cheering on the Cincinnati sports teams.
Book a 30-min introductory call with Brad.
Meet and greet. Get to know each other and learn about the benefits of wealth management through Savvy.
