Albert Pinedo, CPWA®

Long before navigating private wealth, there were green-screen spreadsheets.

Growing up, the financial world wasn't just an abstract concept; it was a frequent backdrop to daily life. My mother dedicated her career to JPMorgan Chase, and walking through those bustling corporate corridors as a kid sparked an early fascination with how global wealth moves. By high school, while my peers were exploring other interests, I was completely absorbed in personal finance courses and early spreadsheet design. I later paired this analytical mindset with practical technical experience, working within my university's IT infrastructure department while earning my degree in finance and marketing.

My professional career took root at The Bank of New York Clearing (now Pershing LLC), but an unexpected chapter soon took me back to my birth country of Venezuela. There, I immersed myself in international wealth management, handling private client portfolios for major institutions like CitiGold Private Client and StateTrust. Working alongside elite, seasoned executives taught me how to manage deep financial complexity, but it also crystallized my desire to build an independent practice focused entirely on client alignment.

Following rigorous study and insightful strategic mentorship at the New York Institute of Finance, I took the entrepreneurial leap and established Marketwise Asset Management in Florida in 2012. Operating an independent firm for a decade grounded me in the realities of business ownership—understanding the unique exposures business owners face, the real-world weight of critical financial choices, and the absolute necessity of transparent advice. I brought that exact blend of institutional knowledge and independent care to Savvy.

We help clients construct financial blueprints that mirror the life they want to lead. Every client relationship starts with a clean slate and a goals-based planning process, never a standardized model. From there, we deploy specific, advanced mechanisms tailored to your exact career and lifestyle stage. For corporate executives facing concentrated equity risks or restricted stock issues, we implement protective strategies such as equity collars, covered call writing, or exchange funds to systematically diversify positions while managing capital gains exposure. For our business owners, we emphasize early pre-sale planning and trust mapping to insulate business value long before a transaction occurs. For those approaching retirement, we systematically restructure wealth into predictable, tax-efficient income systems designed to replace a corporate salary seamlessly.

We primarily serve corporate executives, senior managers, and business owners who have achieved substantial professional success and require a higher level of financial coordination to protect what they’ve built.

Many of our clients are what we consider intentional builders. They look beyond basic stock picking; they are navigating pivotal, complex transitions—whether that involves unwinding a highly concentrated equity position, structuring a business for an eventual exit, navigating cross-border assets, or establishing an estate framework for the next generation. They value an advisor who fluently speaks both the language of corporate strategy and family dynamics, and who can help them optimize their assets to focus on what truly matters in life.

Our core operating philosophy is straightforward: sophisticated wealth planning should never feel overwhelming. What truly defines our practice is our unyielding commitment to delivering a private-client, institutional-grade experience to our clients across the board, without imposing arbitrary account minimums.

Holding the CPWA® designation from Yale means my strategy is built around the entire lifecycle of wealth—from smart accumulation and defense to tax-efficient distribution. We utilize modern tech to demystify complex financial data, transforming disjointed accounts into a single, cohesive narrative. This process removes ambiguity, replaces anxiety with clarity, and allows our clients to make choices with absolute intentionality.

In the ever-evolving markets of today, I am dedicated to providing meticulous and forward-thinking investment management solutions. My career focus lies in investment management, equity analysis, and financial planning, aimed at aiding clients in tax planning, executive compensation and portfolio management. Each client strategy is rigorously tailored, considering factors such as tax implications, liquidity, and risk tolerance. I devote personal attention to every portfolio, recognizing that each client possesses unique investment goals, aiming to align opportunities with objectives.

I love how dynamic the team is within operations and advisor support. The technology platform is outstanding for both clients and advisors. But most importantly, I encounter amazing human beings throughout the organization!

For me, it is the opportunity to step past the balance sheets and build a deep, human connection that goes far beyond a traditional, transactional business relationship. I want to be the steady, reliable support my clients can lean on when life brings unexpected changes, major transitions, or complex decisions.

There is immense satisfaction in helping someone strip away the financial noise and navigate the intricacies of wealth so they can focus entirely on what brings them joy. When a client realizes their assets are organized, fully optimized, and actively serving their true purpose in life, you can physically see the weight lift off their shoulders. Becoming that trusted, lifelong anchor for a family to help them protect what matters most. This is exactly why I do this work.