Daniel Gold
Hi there👋🏼 I'm Daniel, a dedicated wealth manager specializing in guiding families with children who have special needs, as well as high-income households, navigate complex financial planning decisions. I offer personalized, tax-efficient solutions tailored to each individual’s unique financial needs. From direct-indexing to solar tax credits, and 351 exchange ETFs for clients with concentrated stock positions, my goal is to provide technical support paired with a personalized, relationship-focused approach, empowering clients to pursue their long-term financial goals with confidence.
Reno, NV
 “I collaborate with clients to develop personalized, tax-efficient strategies designed to alleviate financial stress. By fostering open communication and offering innovative, tailored solutions, I aim to secure their family's financial future for generations to come.”
How can I help?
Tax Optimization
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​​Investment Management
Financial Planning & Analysis
Personalized wealth management helps our clients protect their assets. We use a holistic approach to financial planning that integrates tax strategy, trust & estate planning, and risk management.
Personal Direct Indexing
Build your own personalized index portfolio based on your unique values with direct ownership of individual stocks. This allows for greater customization and effective tax loss harvesting.
Monthly recaps on financial markets. Stay in the loop with Daniel.
Get to know Daniel
Daniel’s journey into financial advising began during a college poker game, which ignited his interest in wealth management. Early in his career, he honed his skills managing accounts at a boutique investment advisor, where he focused on families with special needs children. This experience shaped his commitment to compassionate, long-term financial planning.
Today, Daniel specializes in helping affluent families with special needs children, individuals relocating to low-tax states, and clients with concentrated stock positions. He brings expertise in tax-efficient investing, including his reverse direct indexer strategy, which leverages the 0% capital gains bracket with a goal to minimize taxes and aims to preserve wealth.
What drives Daniel is a passion for reducing financial stress and fostering strong, lasting relationships. Through tailored, forward-thinking solutions, he is committed to helping his clients’ reach financial goals and peace of mind.
During my college years, while playing poker, a discussion about Apple stock arose. I expressed my preference against investing in individual stocks, emphasizing my preference for diversification in portfolio management. This led to an introduction to the father of a fellow player, who owned a boutique investment advisor firm in New York. I subsequently joined his firm and was entrusted with managing his personal accounts. Through this experience, particularly in assisting with his son who has severe autism, I gained valuable insight into the unique challenges of financial planning for a child who requires lifelong care.
I have deep expertise in tax-efficient investing, shaped in part by my experience working at a direct indexing startup, where I gained hands-on exposure to a wide range of tax-optimization strategies. In addition, I specialize in the unique financial planning needs of families with children who have special needs, with a strong understanding of the legal, financial, and emotional considerations that come with long-term care and support planning.
I specialize in working with high-income clients who have children with special needs. My approach focuses on building long-term, trusted relationships with their children which is designed to span multiple decades. I understand the unique financial considerations involved, including the need for an investment strategy that supports long-term sustainability and continuity of care.
Additionally, I help clients navigate the complexities of re-domiciling to states with lower or no income tax. This includes guiding them through the residency transition process and adjusting their investment strategy to align with a more tax-efficient structure. I also work closely with professionals managing concentrated stock positions, helping them optimize their portfolios in the context of risk, liquidity, and long-term planning.
I focus on tax planning and optimization because they are crucial aspects to consider when managing your finances. By strategizing efficient ways to minimize tax liabilities and maximize savings, my clients can plan for the future. Additionally, I also help clients with retirement planning, Investment management, and cash flow planning because they are essential for maintaining a healthy financial balance.
I enjoy leveraging direct indexing strategies to help clients reduce their tax burden when appropriate. For clients seeking income, I often incorporate closed-end funds as a way to enhance the fixed-income portion of their portfolios. I also find that solar investments and related tax credits can be highly effective for clients facing significant income tax liabilities. Additionally, I’m a strong advocate for using 351 exchange ETFs as a tax-efficient solution for clients with concentrated stock positions.
In addition to my work as a wealth manager, I run a direct indexer, a unique strategy designed to help individuals, particularly children, fully utilize their 0% capital gains tax bracket. This approach is especially valuable for parents of children with special needs, whose children may remain in the 0% capital gains bracket throughout their lifetime. It’s a powerful tool to help build long-term tax efficiency and generational wealth.
I love endeavoring to help clients reduce their financial stress. I know that having significant responsibilities beyond your lifetime is incredibly stressful, and I enjoy helping people come up with a plan to ensure their children are taken care of.
I’m thrilled to join Savvy, a platform that perfectly aligns with my mission to deliver personalized, tax-efficient financial planning solutions tailored to each individual’s unique needs. With Savvy's innovative tools and resources, I look forward to helping clients achieve their financial goals in a more effective way.
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