Design Your
Legacy
You didn't join Procter & Gamble just to fit in. You came to make a difference—to build something lasting, which is why we’ve reimagined financial planning and investment management specifically for the innovators, creators, and visionaries at P&G.
Brad Morgan and the Beyond Wealth Partners team help P&G employees and alumni turn compensation into lasting freedom. No hype. No shortcuts. Just clear, focused strategies that put your future first.
Meet Brad
Having originally built an 8+ year career himself at P&G spanning process design to process management, Brad later transitioned to the financial sector after finding a deep-rooted passion for investing and personal financial planning. His academic achievements in mechanical engineering from the University of Tennessee, combined with his business acumen, form the foundation of his unique approach to financial advice
Why We Exist
We believe P&G employees & retirees should spend time inventing the next chapter, not worrying about their last paycheck.
Built inside P&G
Three generations on the plant floor and boardroom give Brad an insider’s reflex for STAR bonuses, PST distributions, and RSUs.
One simple system
Discovery, design, execution—no silos, no spreadsheets. Everything lives on a single, intuitive platform you can open on your phone.
Radical transparency
Clear fees, plain‑English reporting, and 24/7 human access. Because trust is built pixel by pixel.
Our Process
Discover
45‑minute video call. You talk. We listen.
Design
We build a prototype of your financial future.
Refine
Live session to edit until it feels inevitable.
Launch
Sign digitally. We execute.
Monitor
Real‑time dashboard plus quarterly check‑ins.
Evolve
Annual teardown and rebuild to match your ambitions.
Align every raise with your life goals before HR hits “send.”
Route one‑time cash into long‑term compounding.
Navigate the legendary 401(k) and Profit Sharing Trust without leaving dollars on the table.
Balance RSUs and options so you never feel hostage to one stock.
Minimize today’s bill, amplify tomorrow’s freedom.
Protect the people and passions that matter.
P&G Wealth Planning Calendar
Know exactly what to do, month by month, from your first vest to your last distribution.
Download PDFEarning Dates
Savings Plan Contribution Reset
Tax Planning
PG Dividend Payment Dates
Long-Term Incentive Program Awards
Tax Filing Preparation
Earning Dates
Tax Filing Preparation
PG Dividend Payment Dates
End of Fiscal Year: June 30th
Earning Dates
Annual PST Contribution
PG Dividend Payment Dates
Long-Term Incentive Program Awards
STAR Award
STAR Award
Earnings Dates
Benefits Open Enrollment
Long-Term Incentive Program Awards
PG Dividend Payment Dates
Benefits Open Enrollment
STAR Award
Tax Planning
Quarterly earnings released.
Ex-dividend dates fall in these months
Election emails released, with information regarding balance between restricted stock units and stock options.
Chosen LTIP Awards are granted.
At the turn of the calendar year, employees who maxed out their savings plan for the year prior may contribute again.
Consider outside IRA funding annually.
Examine withholdings from prior year and adjust as needed.
Consider charitable donations for calendar year.
Consider Traditional vs. Roth funding.
End-of year tax loss harvesting.
PG’s quarterly dividend payment dates.
Employees are notified of STAR award multiplier.
STAR awards are granted; Paid in cash or granted as stock options.
Employees elect cash or options.
P&G makes it’s annual contribution of stock to employee’s PST Plan. Consider diversification options at this point annually once eligible at age 45.
Tax filing preparation.
Gather necessary documentation for annual filing.
Review final return with wealth advisor.
Review benefits guide and discuss with wealth advisor.
Update elections.
Consider fringe benefits such as ARAG Legal Plan.
Quarterly earnings released.
Ex-dividend dates fall in these months
Election emails released, with information regarding balance between restricted stock units and stock options.
Chosen LTIP Awards are granted.
At the turn of the calendar year, employees who maxed out their savings plan for the year prior may contribute again.
Consider outside IRA funding annually.
Examine withholdings from prior year and adjust as needed.
Consider charitable donations for calendar year.
Consider Traditional vs. Roth funding.
End-of year tax loss harvesting.
PG’s quarterly dividend payment dates.
Employees are notified of STAR award multiplier.
STAR awards are granted; Paid in cash or granted as stock options.
Employees elect cash or options.
P&G makes it’s annual contribution of stock to employee’s PST Plan. Consider diversification options at this point annually once eligible at age 45.
Tax filing preparation.
Gather necessary documentation for annual filing.
Review final return with wealth advisor.
Review benefits guide and discuss with wealth advisor.
Update elections.
Consider fringe benefits such as ARAG Legal Plan.
Bounty of Wealth
Quarterly Newsletter
We provide our original thoughts and analysis post quarterly earnings.Â
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Mastering Financial Basics After P&G
Led by recruitment coach Keith Lawrence and Savvy CEO Ritik Malhotra covering:
Why a retirement vision is critical for effective financial planning
3 key takeaways to consider in retirement
How a financial advisor can help you achieve your retirement dreams
Mastering Financial Basics After P&G
Led by recruitment coach Keith Lawrence and Savvy CEO Ritik Malhotra covering:
Why a retirement vision is critical for effective financial planning
3 key takeaways to consider in retirement
How a financial advisor can help you achieve your retirement dreams
One conversation. Zero obligation. No sales pitch—just answers. Select your preferred day and time—Brad will meet you via Zoom or in a physical location you prefer. Bring questions, statements, or napkin sketches.
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Brad Morgan, CFP®
Brad doesn’t just manage money—he brings clarity to complexity. A third-generation P&G alum, Brad began his career in Modeling & Simulation at Procter & Gamble before transitioning to wealth management.
He understands the rhythm of corporate life—the earnings cycles, the layers of incentive compensation, and the high stakes of executive decision-making. Brad brings that same level of precision and responsiveness to his planning process, delivering tailored strategies with attention to detail that clients can count on.
Nate Kunkel, CFP®
Nate turns complexity into momentum. While his college peers pulled all‑nighters for grades, he was already mapping retirements for Cincinnati families—and finding the thrill in every solved equation.
A decade later, he is the kinetic core of your plan: transforming P&G distributions, option grants, and income streams into a steady cadence of progress. His craft spans distribution strategy, options choreography, and income architecture that keeps lifestyles funded long after the final shift whistle.