David Gottlieb

After witnessing the financial crisis, I felt compelled to become a financial advisor. At the time, being part of the financial industry, I understood the situation and why it happened. However, those around me were grappling with uncertainty and unknowns. I helped guide my friends and family through the events providing clarity around why it happened and reassurance that we will be okay. Assisting my loved ones during this challenging time led me to realize that this could be my calling and purpose. I eventually joined Morgan Stanley and I transitioned into a role as a financial advisor and planner. In this role, I delved into acquiring the diverse skills and tools necessary to assist clients in managing their current financial situations effectively while also preparing meticulously for their future financial well-being. For more than 12 years, I've thrived in my role as an advisor, cherishing every moment of the journey.

While I help clients with an array of different financial challenges, I have advised many clients on transactional strategies. An example of this is when a client has built their wealth entirely out of real estate. As they look to retire, they may not want to pay long-term capital gains on selling their properties, but wish to rid themselves of responsibilities they incurred during their active real estate careers. I work with clients to facilitate a tax deferral transaction, called a Section 1031 or a  Like Kind Exchange, where clients sell their properties, and then reinvest all proceeds into passive real estate investments called Delaware Statutory Trusts that are designed to accept such tax deferred transactions. By becoming a passive investor in this structure, there were no more capital calls, it can give someone complete indemnification of all liability, but they can be stood as direct owners of investment real estate where the tax advantages still benefit them throughout. I also help clients by using a financial planning model called the Wealth “RETENTION” Process. RETENTION stands for real estate, estate planning, tax strategies, education, nontraditional approach, traditional world-class service, insurance risk management, opportunistic investing, and non-insurable protection strategies. While I tailor the Wealth Retention Process to you, not all of these items apply to everyone but we focus on protecting your level of wealth that you have worked so hard to achieve either through straight forward or creative tax mitigation, protection strategies, and estate planning. Securities offered through DAI Securities, LLC, member FINRA/SIPC. Advisory Services offered through Savvy.  Savvy is not affiliated with DAI Securities, LLC.

I find great joy in witnessing individuals work hard and persevere to achieve their goals, whether it's reaching a financial milestone or accomplishing a personal ambition. There's something truly special about seeing the satisfaction and pleasant surprise on their faces when they effectively manage their taxes and realize the positive impact it has on their overall financial well-being. It's a rewarding experience that reminds me of the importance of financial literacy and the power of proactive financial management.

Savvy has wholeheartedly embraced my preferred approach to wealth services and has shown both the capacity and enthusiasm to offer abundant resources, support, and opportunities to develop my practice and serve my clients with top-notch service. Specifically, Savvy's technological advancements, marketing assets, and exceptionally skilled team form the essential foundation required for my Investment Advisory services to excel. Savvy Advisors, Inc. (“Savvy Advisors”) is an investment adviser registered with the SEC and is not a registered broker/dealer, therefore, Mr. Gottlieb’s FINRA Series licensing is registered with an unaffiliated broker/dealer and not maintained or held by Savvy Advisors.  Furthermore, Mr. Gottlieb is not a realtor and does not hold a real estate license. Clients and prospects should consider consulting a licensed real estate agent, tax professional and/or accountant prior to implementing recommendations to buy or sell real property.