Jacob Ray, AWMAĀ®, AIFĀ®

Hi, Iā€™m Jacob. Partner and Chief Operating Officer at Colorado Wealth Group. A Colorado native, Iā€™m known for my attention to detail and my ability to simplify complex financial concepts. I work closely with clients to navigate all aspects of their financial livesā€”from retirement planning and company stock option divestitures to cash flow management and education planning.
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My goal is to provide you with insight, clarity, and a steady hand so you can make confident decisions and achieve your version of financial success.

jacob's TEAM:

Colorado Wealth Group

Savvy Investment Team

Avi Claire Chabot

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Denver, CO

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How jacob works with clients
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Helping clients achieve their version of financial success with clarity and confidence

Meet with Jacob

Our Team

At Colorado Wealth Group, our philosophy is simple: provide clear, fiduciary-based financial planning and investment guidance. We focus on understanding what matters most to each client and delivering thoughtful, disciplined advice to support informed financial decisions. Many of our clients come to us after managing their own investments and deciding to work with a fiduciary adviser for added perspective and clarity.

Learn more about Colorado Wealth Group

Steven Harp

Bruce Larsen

Adrian Geiser

Matthew Conley

Emily Murtaugh

Carter Hench

Ian Snedden

How can I help?

Retirement Planning

DREAMS INTO ACTIONABLE PLANS
Transition into your golden years with confidence. Our goal is to see to it that youā€™re prepared for the unpredictable. Let us turn your retirement dreams into actionable plans.
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Financial Planning & Analysis

Take control of your financial future
Personalized wealth management helps our clients grow and protect their assets. We use a holistic approach to financial planning that integrates tax strategy, trust & estate planning, and risk management.
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Income Planning

UNDERSTAND YOUR INCOME STREAMS
Understand your income with an annual plan showing where cash flow is generated, and why. This weaves together Restricted Stock Units (RSU) flows, stock option exercises, long-term capital gains, Roth Conversions, etc.ā€
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Get to know Jacob

Jacob brings over a decade of experience in the financial services industry to his role at Colorado Wealth Group. He holds a Bachelorā€™s degree in Business Administration from the University of Northern Colorado and an MBA from Western Kentucky University.

Jacobā€™s professional designations include Accredited Wealth Management Advisor (AWMAĀ®) and Accredited Investment Fiduciary (AIFĀ®).

These credentials, combined with his deep experience, allow him to deliver comprehensive, tailored financial planning and investment guidance for each clientā€™s unique situation.

Outside of work, Jacob enjoys spending time with his wife, Leanne, and their children. They love exploring Coloradoā€™s outdoors, trying new restaurants and breweries, and enjoying time with family and friends.

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How did you become a financial advisor?

Iā€™ve always been drawn to helping people make informed, confident financial decisions. Over the past decade in financial services, Iā€™ve focused on building the skills and experience necessary to guide clients through complex financial landscapes and help them achieve their goals.

What areas of expertise do you have?

My expertise lies in financial planning and investment management, with an emphasis on retirement planning, cash flow analysis, risk management, and company stock/divestiture strategies. I focus on helping clients integrate all aspects of their financial lives into one cohesive plan.

What types of clients do you work with?

I work with individuals, families, and business owners who want comprehensive, strategic planning that accounts for their unique financial circumstances, including retirement, stock option divestitures, and education planning.

What types of strategies do you usually help clients with?

I help clients develop strategies for retirement planning, cash flow management, company stock option divestitures, tax-efficient wealth management, and education planning. Each plan is tailored to the clientā€™s goals and circumstances.

Is there a unique approach that sets you apart?Ā 

I bring a combination of attention to detail, critical insight, and practical guidance to every client relationship. My approach is collaborative and transparent, helping clients understand their options, feel confident in their decisions, and stay on track toward their goals.

What is your favorite part about working with clients?Ā 

I enjoy helping clients see the big picture come together. Watching a plan take shape and knowing it provides clarity and peace of mind is the most rewarding part of my work. I value building long-term relationships and being a trusted partner through all of lifeā€™s financial milestones.

Working with Savvy

Savvyā€™s platform enables our team at Colorado Wealth Group to provide high-touch, fiduciary-focused service with the support of modern, integrated technology. The collaborative tools and real-time dashboards allow us to focus on strategy, insight, and personalized guidanceā€”so clients can see and understand their full financial picture in one place.

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Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials.

Colorado Wealth Group (ā€œCWGā€) is a financial services group offering investment advisory services through Savvy Advisors, Inc. (ā€œSavvyā€). Ā Savvy is an investment advisor registered with the Securities and Exchange Commission (ā€œSECā€). CWG is not a separately registered investment advisor.

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Avi Claire Chabot

Client Services Manager

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Avi Claire Chabot is a driven client service professional with a strong background in financial operations, relationship management, and high-touch client support. She brings more than five years of experience in the finance industry, where she developed strong skills in attention to detail, clear communication, and delivering a smooth, supportive client experience. She brings expertise in onboarding, operational workflows, and collaborative problem-solving, always aiming to make interactions efficient and seamless.

Avi Claire holds a Bachelorā€™s degree in Media Studies from the University of Colorado Boulder and has completed the Intuit Academy Bookkeeping Specialization, strengthening her foundation in accounting and financial operations. She combines her analytical skill set with a people-first mindset, striving to make complex processes feel approachable and to support others with patience and clarity.

Outside of work, Avi Claire lives in Denver with her boyfriend and their dog, Mowgli. She enjoys spending time with her family, traveling, photography and any activities that bring creativity and balance to her life.

Carter Hench, CFPĀ®

Director of Financial Planning

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Carter is Colorado Wealth Group's Director of Financial Planning. In 2020, Carter earned his B.S.B.A in Finance and B.A in Economics from the University of Kentucky. Carter holds Life, Health, and Casualty Insurance licensing. In his short time with CWG, Carter has become an Enrolled Agent (EA) and a Notary Public. Most importantly, Carter has worked, studied, and focused very hard to earn the title of CFPĀ®. As the Director of Financial Planning for Colorado Wealth Group, he assists in the building of comprehensive Financial Plans by helping clients model their unique situation including retirement, company stock option divestiture, cash flows, education planning, and more. Carter and his wife, Lacee, got married in the summer of 2021. They enjoy traveling, spending time outdoors, going to the gym, and spending time with family and friends. Their family has recently grown to include a son, Reed. Carter looks forward to helping current and future clients with their financial futures.

Emily Murtaugh

Director of Client Experience

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Emily is the Director of Client Experience for the firm. It is her goal to aid CWG in providing a top-notch customer experience for all clients, not only when they are in the office, but once they have made the decision (which is the right decision) to become forever clients. It is her job to make sure that all aspects of Colorado Wealth Group run smoothly. Emily graduated from the University of Colorado at Boulder with an English and Psychology degree. After years as a high school English teacher, Emily made the switch to work with CWG and explore the new opportunities this company can provide her. She is very excited to have already grown in her role at Colorado Wealth Group and increased her knowledge of the financial world. In her free time, Emily enjoys spending time with her husband, two children, and two dogs. They enjoy all things outdoors, especially visiting the mountains or taking a bike ride to a local brewery. More often than not, her free time consists of already being her daughter's chauffeur and biggest fan at dance and gymnastics events.

Ian Snedden, CPA

Head of Tax & Accounting

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Ian is a Certified Public Accountant (CPA) and the Head of Tax and Accounting at Colorado Wealth Group. He brings over six years of experience in both tax planning and consulting, with a strong background in tax preparation, regulatory compliance, and financial process improvement. His career has included working with a wide range of clientsā€”from individuals and families to banks and financial advisory firmsā€”helping them streamline operations and make smart, forward-looking financial decisions. At Colorado Wealth Group, Ian is passionate about delivering proactive, year-round tax strategies that align with each clientā€™s broader financial goals. He enjoys researching complex tax topics and turning them into clear, actionable solutions that provide long-term value. He earned his degree from the University of Coloradoā€™s Leeds School of Business in 2019 (Sko Buffs!), graduating with a double major in Accounting and Finance. Outside of work, Ian prioritizes quality time with his wife and their daughter, whether itā€™s enjoying weekend getaways in the mountains, spending time outdoors together, or just slowing down for a family dinner at home. He also enjoys the quiet of the outdoorsā€”particularly hunting in the fall, fishing in the summer, and golfing whenever the opportunity arises.