Steven Harp, CFPÂź, ChFCÂź, CLUÂź, AIFÂź, and CLTCÂź

Hi, I’m Steven. As the Founder and CEO of Colorado Wealth Group, my vision is to make a positive impact on the community by serving as a true fiduciary to our clients and their goals. We focus on personalized financial planning designed to help our clients navigate life’s decisions with confidence and purpose.
My approach centers on building long-term relationships, simplifying complex financial topics, and creating strategies that align with what matters most to each client.

steven's TEAM:

Colorado Wealth Group

Savvy Investment Team

Avi Claire Chabot

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Denver, CO

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How steven works with clients
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I believe great financial planning should provide clarity, confidence, and peace of mind.

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Our Team

At Colorado Wealth Group, our philosophy is simple: provide clear, fiduciary-based financial planning and investment guidance. We focus on understanding what matters most to each client and delivering thoughtful, disciplined advice to support informed financial decisions. Many of our clients come to us after managing their own investments and deciding to work with a fiduciary adviser for added perspective and clarity.

Learn more about Colorado Wealth Group

Jacob Ray

Bruce Larsen

Adrian Geiser

Matthew Conley

Emily Murtaugh

Carter Hench

Ian Snedden

How can I help?

Financial Planning & Analysis

TAKE CONTROL OF YOUR FINANCIAL FUTURE
Personalized wealth management helps our clients protect their assets. We use a holistic approach to financial planning that integrates tax strategy, trust & estate planning, and risk management.
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Tax Optimization

STRIVING TO MINIMIZE YOUR TAX BURDEN

We aim to take the ambiguity out of tax planning by utilizing tax-reducing strategies that encompass your overall tax liability. We do it by putting together a game plan that is specific to your needs.
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Retirement Planning

DREAMS INTO ACTIONABLE PLANS

Transition into your golden years with confidence. Our goal is to see to it that you’re prepared for the unpredictable. Let us turn your retirement dreams into actionable plans.
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​​Investment Management

STRATEGIC, DATA-DRIVEN INVESTING TO TARGET AMBITIOUS RESULTS

End-to-end investment management focused on tailoring portfolios to each client’s specific circumstances and preferences. Our holistic approach will take into consideration all facets of your situation along with current economic data to optimize your portfolio's risk and return.
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Get to know Steven

Steven Harp is the Founder and Chief Executive Officer of Colorado Wealth Group. He graduated from the University of Missouri in 2004 and has since built a robust advisory practice grounded in fiduciary responsibility, education, and personalized service.

Steven is a CERTIFIED FINANCIAL PLANNERÂź professional and holds several advanced industry designations, including ChFCÂź, CLUÂź, AIFÂź, and CLTCÂź. These credentials allow him to deliver comprehensive advice across investments, retirement planning, tax planning, insurance, estate considerations, and long-term care strategies.

In addition to serving clients, Steven is passionate about continuing education and mentoring, helping develop advisors within Colorado Wealth Group to ensure consistent, high-quality client experiences.

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How did you become a financial advisor?

I graduated from the University of Missouri in 2004 and began my career with a strong interest in helping people make confident, informed financial decisions. Over time, that interest evolved into a passion for comprehensive financial planning and fiduciary advice. Building Colorado Wealth Group has allowed me to combine that passion with a commitment to education, leadership, and long-term client relationships.

What areas of expertise do you have?

My expertise lies in comprehensive financial planning, including investment management, retirement planning, risk management, estate considerations, and long-term care planning. I take a holistic view of each client’s financial life to ensure every decision works together toward their goals.

What types of clients do you work with?

I work with individuals and families who want a thoughtful, personalized approach to managing their wealth. Many of my clients value long-term planning, proactive guidance, and a trusted advisor who can help them navigate life transitions with clarity and confidence.

What types of strategies do you usually help clients with?

I help clients develop strategies focused on long-term financial security—retirement income planning, investment allocation, insurance and risk management, and planning for healthcare and long-term care needs. Every strategy is customized to reflect each client’s priorities and circumstances.

Is there a unique approach that sets you apart? 

As a fiduciary, my approach is centered on objectivity, education, and personalization. I believe financial planning should be transparent and collaborative. Clients should understand their options, feel confident in their decisions, and know their advisor is always acting in their best interest.

What is your favorite part about working with clients? 

My favorite part is helping clients feel confident about their financial future. Providing peace of mind—knowing there is a clear plan in place and a trusted partner guiding them—is incredibly rewarding.

Working with Savvy

Savvy’s platform supports the high-touch, fiduciary-focused service model we value at Colorado Wealth Group. Its modern technology, collaborative resources, and integrated planning tools allow us to deliver a seamless client experience while keeping the focus where it belongs—on our clients’ goals.

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Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials.

Colorado Wealth Group (“CWG”) is a financial services group offering investment advisory services through Savvy Advisors, Inc. (“Savvy”).  Savvy is an investment advisor registered with the Securities and Exchange Commission (“SEC”). CWG is not a separately registered investment advisor.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP¼, CERTIFIED FINANCIAL PLANNERℱ, and CFP¼ (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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Avi Claire Chabot

Client Services Manager

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Avi Claire Chabot is a driven client service professional with a strong background in financial operations, relationship management, and high-touch client support. She brings more than five years of experience in the finance industry, where she developed strong skills in attention to detail, clear communication, and delivering a smooth, supportive client experience. She brings expertise in onboarding, operational workflows, and collaborative problem-solving, always aiming to make interactions efficient and seamless.

Avi Claire holds a Bachelor’s degree in Media Studies from the University of Colorado Boulder and has completed the Intuit Academy Bookkeeping Specialization, strengthening her foundation in accounting and financial operations. She combines her analytical skill set with a people-first mindset, striving to make complex processes feel approachable and to support others with patience and clarity.

Outside of work, Avi Claire lives in Denver with her boyfriend and their dog, Mowgli. She enjoys spending time with her family, traveling, photography and any activities that bring creativity and balance to her life.

Emily Murtaugh

Director of Client Experience

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Emily is the Director of Client Experience for the firm. It is her goal to aid CWG in providing a top-notch customer experience for all clients, not only when they are in the office, but once they have made the decision (which is the right decision) to become forever clients. It is her job to make sure that all aspects of Colorado Wealth Group run smoothly. Emily graduated from the University of Colorado at Boulder with an English and Psychology degree. After years as a high school English teacher, Emily made the switch to work with CWG and explore the new opportunities this company can provide her. She is very excited to have already grown in her role at Colorado Wealth Group and increased her knowledge of the financial world. In her free time, Emily enjoys spending time with her husband, two children, and two dogs. They enjoy all things outdoors, especially visiting the mountains or taking a bike ride to a local brewery. More often than not, her free time consists of already being her daughter's chauffeur and biggest fan at dance and gymnastics events.

Carter Hench, CFPÂź

Director of Financial Planning

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Carter is Colorado Wealth Group's Director of Financial Planning. In 2020, Carter earned his B.S.B.A in Finance and B.A in Economics from the University of Kentucky. Carter holds Life, Health, and Casualty Insurance licensing. In his short time with CWG, Carter has become an Enrolled Agent (EA) and a Notary Public. Most importantly, Carter has worked, studied, and focused very hard to earn the title of CFPÂź. As the Director of Financial Planning for Colorado Wealth Group, he assists in the building of comprehensive Financial Plans by helping clients model their unique situation including retirement, company stock option divestiture, cash flows, education planning, and more. Carter and his wife, Lacee, got married in the summer of 2021. They enjoy traveling, spending time outdoors, going to the gym, and spending time with family and friends. Their family has recently grown to include a son, Reed. Carter looks forward to helping current and future clients with their financial futures.

Ian Snedden, CPA

Head of Tax & Accounting

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Ian is a Certified Public Accountant (CPA) and the Head of Tax and Accounting at Colorado Wealth Group. He brings over six years of experience in both tax planning and consulting, with a strong background in tax preparation, regulatory compliance, and financial process improvement. His career has included working with a wide range of clients—from individuals and families to banks and financial advisory firms—helping them streamline operations and make smart, forward-looking financial decisions. At Colorado Wealth Group, Ian is passionate about delivering proactive, year-round tax strategies that align with each client’s broader financial goals. He enjoys researching complex tax topics and turning them into clear, actionable solutions that provide long-term value. He earned his degree from the University of Colorado’s Leeds School of Business in 2019 (Sko Buffs!), graduating with a double major in Accounting and Finance. Outside of work, Ian prioritizes quality time with his wife and their daughter, whether it’s enjoying weekend getaways in the mountains, spending time outdoors together, or just slowing down for a family dinner at home. He also enjoys the quiet of the outdoors—particularly hunting in the fall, fishing in the summer, and golfing whenever the opportunity arises.