Nick Swanson

My interest in financial planning and investing began even before college, and during my undergraduate years, I had the opportunity to intern with an investment firm. That experience confirmed what I already suspected—that helping people navigate their financial lives was the path I wanted to pursue. After graduating, I decided to build my career as a financial advisor, where I could combine my passion for investing with a genuine desire to help clients achieve their goals. Today, I approach every client relationship with that same sense of purpose, focusing on strategies that are both cost-efficient and aligned with each client’s long-term vision.

I primarily work with individuals who are approaching or already enjoying retirement, guiding them through the unique challenges and opportunities that stage of life brings. At the same time, I also enjoy working with clients who are still in the process of building wealth, helping them establish a strong financial foundation and strategies that support long-term growth.

My expertise lies in retirement planning, investment management, income planning, and tax optimization. I work closely with clients to develop strategies that are designed to help prepare them for retirement, while also endeavoring to help them manage and grow their wealth along the way. Whether it’s creating a sustainable income plan, optimizing investments, or reducing tax exposure, I aim to deliver solutions that align with each of my client’s long-term financial goals.

The strategies I develop are always tailored to each client, but I often focus on helping clients create retirement income and investment strategies that align with their broader financial plan. I also incorporate tax-efficient approaches, such as Roth conversions, to help maximize long-term outcomes. Beyond investments, I guide clients through important decisions around Social Security, Medicare, and managing required minimum distributions. My goal is to design holistic financial plans that remain flexible, so they can adapt as my clients’ lives and needs evolve.

My practice is unique in that I believe every client’s financial plan should be as individualized as they are. Cookie-cutter portfolios and one-size-fits-all advice simply doesn't deliver the level of alignment and confidence clients deserve. Instead, I take a customized approach—designing investment strategies that reflect each client’s specific goals, risk tolerance, and stage of life. This tailored process helps us to build strategies that are not only effective today, but adaptable as circumstances and priorities evolve over time.

My favorite part of working with clients is helping them reach the point where retirement is no longer a question of “if,” but “when.” After years of hard work and planning, being able to confidently tell someone that they are financially prepared to step into the next phase of life is rewarding. It’s more than just numbers on a page for my clients, it’s the culmination of their efforts, values, and goals. Seeing the relief, excitement, and joy that moment brings is exactly why I do what I do.

Working with Savvy gives me the freedom to tailor investment strategies to each client’s unique situation. Unlike many firms that rely on standardized models, Savvy provides the flexibility to truly customize portfolios and create the right environment for a client’s long-term success. In addition, the resources and support available to us as advisors, especially the operations team, empowers me to strive for delivering a true white-glove experience, ensuring every one of my clients receive the personalized attention and service they deserve.