Ryan Garland, CFPÂź
Hi đđŒ Iâm Ryan. I help individuals, families, and business owners build plans that are designed to offer clear financial direction while empowering them to make the most of their resources and lead more fulfilling lives. With a hands-on approach, my goal is to create space for discussion with my clients to fully understand their values and aspirations. I focus on tax optimized strategies, as well as succession planning, estate and wealth transfer planning, and retirement income plans. Overall, I seek to help clients understand whatâs possible and confidently prepare for the future.
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Washington Court House, OH
âMy favorite part is getting to know clients on a personal level. I enjoy when a professional relationship evolves into a genuine friendship.â
How can I help?
Financial Planning & Analysis
Tax Optimization
We aim to take the ambiguity of tax planning by utilizing tax-reducing strategies that encompass your overall tax liability. We do it by putting together a game plan that is specific to your needs.
Estate & Trust Planning
We specialize in making the often complex and emotionally charged process of trust and estate planning as seamless as possible ensuring the security and preservation of a client's legacy for future generations.
Succession Planning
Building a successful business is an incredible feat, but what happens to your hard-earned legacy when you're ready to step down? We build strategic blueprints to help ensure the continued growth and success of your enterprise.
Monthly recaps on financial markets. Stay in the loop with Ryan.
Get to know Ryan
Ryan Garland is a CERTIFIED FINANCIAL PLANNERÂź with over 13 years of experience serving high-net-worth clients with complex financial needs. Ryan specializes in helping individuals and families prepare for tax-efficient retirements, business owners navigate growth and succession, and professionals manage equity compensation or concentrated stock positions. His expertise includes complex estate and wealth transfer planning, tax strategies to minimize lifetime income taxes, and designing sustainable, tax-efficient retirement income plans. Ryanâs tax-aware investment approach ensures clients keep more of what they earn when planning for the future.
What sets Ryan apart is his ability to foster meaningful conversations that uncover his clientsâ true goals, values, and aspirations. He views financial planning as a noble calling and takes pride in building clear, personalized plans. For Ryan, the most rewarding part of his work is forming genuine connections with clients, often turning professional relationships into lasting friendships.
I found my way into the profession by following my interests and curiosity. After taking my first college finance class (I loved it!), I began tutoring the course the next semester. I then sought out an internship with a large independent wealth management firm. I had the opportunity to witness senior advisors in action and meet with clients and I was hooked. I joined the firm full-time after graduating from college, earned my CFPÂź certification, and ultimately became a Wealth Manager, serving dozens of high-net-worth families.
I work with individuals and families who value thoughtful, proactive planning and want a long-term partner to help simplify their financial lives. My clients typically fall into one of three groups: Individuals and families preparing for a tax-efficient retirement; business owners navigating growth, succession, or a future sale; and professionals with equity compensation or concentrated stock positions.
I specialize in complex estate and wealth transfer planning, tax strategies that minimize lifetime income taxes, and designing sustainable, tax-efficient retirement income plans. My investment approach is deeply tax-aware, ensuring clients keep more of what they earn. I also work closely with business owners on succession planning and preparing for generational transitions or future liquidity events.
I help clients target long-term tax reductions through thoughtful Roth conversion strategies, diversify concentrated equity positions using tools like direct indexing, and build clear, actionable estate plans. I also create detailed retirement savings and spending plans that help clients understand whatâs possible and confidently prepare for the future.
I donât take the position of trust Iâve earned lightly. I believe this profession is a noble calling, and Iâm grateful to facilitate meaningful conversations that clients often arenât having anywhere else. By creating space for those deeper discussions, I help uncover the true essence of their goals, values, and aspirations. From there, we build a plan that not only provides clear financial guidance, but also is designed to help clients use their resources to live more intentional, fulfilling lives.
My favorite part is getting to know clients on a personal level. I enjoy when a professional relationship evolves into a genuine friendship.
In my view, Savvy is the future of wealth management. Their proprietary  technology, investment strategies, and client service tools give me everything I need to deliver a modern client experience. The platform handles the back-office work so I can stay focused on aiming to improve client outcomes. Most importantly, Savvy allows me to remain fully independent so I can run my practice in a way that best serves each clientsâ needs.
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Meet and greet. Get to know each other and learn about the benefits of wealth management through Savvy.
Neither Savvy Wealth, nor Savvy Advisors compensates directly for testimonials or endorsements provided herein, by advisers. However advisors may have an indirect financial incentive to provide testimonials.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFPÂź, CERTIFIED FINANCIAL PLANNERâą, and CFPÂź (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organizationâs initial and ongoing certification requirements to use the certification marks.
