Trent Grzegorczyk

Hi, I’m Trent. After starting my career at several independent firms in Michigan, I launched my own RIA at 26, building it from the ground up over seven years in Traverse City. My family and I later relocated to Southwest Florida, where I briefly joined a local Naples firm before returning to full independence—where my focus and passion truly lie.

Today, I guide clients as they prepare for retirement. These are often business owners, executives, and other successful professionals who are now asking deeper questions about their "second act." I also work with self-directed investors seeking a gradual, thoughtful transition to collaborating with a financial advisor.

Outside the office, you can find me at North Naples CrossFit, cycling with Naples Velo, or spending time with my wife and our two young daughters.

trent'S TEAM:

Savvy Investment Team

Klansi Hess

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Naples, FL

How trent works with clients

“I enjoy empowering clients to turn their visions into reality”

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How can I help?

Financial Planning & Analysis

TAKE CONTROL OF YOUR FINANCIAL FUTURE

Personalized wealth management helps our clients protect their assets. We use a holistic approach to financial planning that integrates tax strategy, trust & estate planning, and risk management.

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Income Planning

UNDERSTAND YOUR INCOME STREAMS

Understand your income with an annual plan showing where cash flow is generated, and why. This weaves together Restricted Stock Units (RSU) flows, stock option exercises, long-term capital gains, Roth Conversions, etc.

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Retirement Planning

DREAMS INTO ACTIONABLE PLANS

Transition into your golden years with confidence. Our goal is to see to it that you’re prepared for the unpredictable. Let us turn your retirement dreams into actionable plans.

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Get to know Trent

Trent brings 12 years of experience as a wealth manager. He began his career sharpening his expertise at independent firms, and by 26, he had founded and led his own RIA in Traverse City for over seven years. Relocating to Southwest Florida, Trent returned to independent practice, dedicating his skills to professionals, executives, and business owners aged 50-65 navigating the transition to retirement. He also guides self-directed investors seeking a consultative advisory approach.

Trent endeavors to demystify complex financial concepts, with a clear, educational style that fosters trust. Beyond his professional life, Trent enjoys CrossFit, cycling with Naples Velo, and cherishes time spent with family.

Connect with Trent:

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How did you become a financial advisor?

I gained experience through several internships, which helped me understand the industry better. Additionally, a strong focus on word-of-mouth networking proved incredibly effective in making connections and opening doors to new opportunities to help me build my own business.

What types of clients do you work with?

Professionals, executives, and business owners who are navigating the transition from full-time work to retirement. Typically, they are in the 50-65 age range and are seeking guidance on how to adjust to this new phase of life. Many are looking to balance financial security, personal fulfillment, and lifestyle changes as they step away from their careers and explore new opportunities or interests.

What areas of expertise do you have?

I help clients navigate the transition into retirement. We aim for a smooth, strategic transition with retirement income planning, personalized retirement lifestyle coaching, and strive for optimal retirement timing strategies.

What types of strategies do you usually help clients with?

Strategic Roth conversion planning: I'll analyze clients' unique financial situations to determine if a Roth conversion is the right move for them, aiming to minimize your tax burden in retirement.
Designing robust retirement income plans: Working together with clients, I create a comprehensive plan that ensures the right income stream throughout retirement years, complete with protective measures that aim to safeguard against market volatility and unexpected life events.
Optimizing investment portfolios: I focus on constructing diversified, long-term investment portfolios designed with the intent to withstand economic fluctuations.
Crafting tax-optimized retirement income streams: I explore various strategies to structure my clients' retirement income in a way that aims to maximize after-tax returns, so they may keep more of their hard-earned money.

Is there a unique approach that sets you apart?

My approach involves a simple, educational approach. I excel at explaining complex strategies in plain English, making them easy to understand. Clients often appreciate my casual, personal style.

What is your favorite part about working with clients?

I enjoy empowering clients to turn their visions into reality, offering tailored strategic guidance and practical support for each client's unique situation.

Working with Savvy

Working with the technology at Savvy makes me feel like I’ve future-proofed my practice. I have access to the same resources as the largest firms, while I enjoy my independence and autonomy. I never feel like I'm on an island, the team provides incredible support for my practice.

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